Walmart, J.B. Hunt and Tyson Deferred Compensation Plan comparison?

Walmart, J.B. Hunt and Tyson Foods all offer Deferred Compensation Plans, but not all plans are created equal. See how they stack up against each other in the table below!

Each has its strengths:

• Walmart offers the highest employer match at 6%. Great for Building Wealth!

• J.B. Hunt is the only one with quarterly installment payments. Great for Cash Flow Management!

• Tyson allows you to pick a specific calendar year for distributions vs. payments automatically starting at separation. Great for Tax Planning!

Final Thoughts

Non-Qualified Deferred Compensation Plans can be a powerful tax saving and wealth building tool for high earners, but they are often misunderstood and (therefore) underutilized.

This is an incentive and communication issue.

Financial advisors have no financial incentive to help since they cannot charge an AUM fee or earn a commission. Company sponsors distribute plan materials but they're often high level and not personalized.

This confusion and complexity often result in eligible participants opting out of participating.

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Are you interested in working with a financial planner? Schedule an introductory call to see if working with a flat-fee financial planner is right for you.

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As the trend toward self-managing investments and retirement continues - exemplified in the move away from pension plans to 401(k) and NQDC plans - it's up to eligible employees to educate themselves and make smart, informed decisions.

If I missed something or you have better source info, shoot me a DM and I’ll update the table. Let’s make this info easier for everyone to find.

Thanks for reading,

Mark Chisenhall, CFA

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Taurus Financial Planning is a Flat-Fee financial planning firm based in Bentonville, AR. The firm offers comprehensive financial planning, tax planning and investment guidance to corporate executives across the country.

Taurus Financial Planning is a Registered Investment Advisor with the State of Arkansas. This information is provided as a guide to assist you in your financial planning. The specific examples are provided for illustration purposes only and are not representative of specific investments or guarantees of future returns. Please consult with a professional for specific questions regarding your particular situation. If there is any error or inconsistency between this document and the official company plan documents, your company plan documents will govern.

This publication is for informational purposes only and is not intended as tax, accounting or legal advice or as an offer or solicitation of an offer to buy or sell or as an endorsement of any company security fund or other securities or non securities offering. This publication should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made by the Author, in the future, will be profitable or equal the performance noted in this publication.