The TFP Approach: Simplicity. Advice-Focused. Flat-Fee.
Financial advice should be clear, actionable, and free from conflicts of interest with fair and transparent pricing.
Simple Financial Planning that Builds Your Wealth
See how thoughtful financial planning helped these corporate professionals reduce their tax burden, fund an early retirement, and navigate complex financial decisions with confidence.
Check out our company-specific pages below to learn how equity compensation, deferred compensation, and retirement plans at these firms can fit into your financial strategy.
%20(1).png)
Walmart Deferred Compensation
Matching Plan (DCMP)
The Walmart DCMP is the most effective tool for Walmart Executives to minimize their lifetime tax expense. Executives in high tax brackets AND approaching retirement can benefit tremendously from a strategic approach to the Walmart DCMP.
Walmart 401(k)
The Walmart 401(k) is a robust plan that provides both Traditional and Roth accounts, a generous 6% employer match, and access to low-cost investment options.
Walmart
Stock Holdings
For many Walmart Executives, a substantial portion of wealth is tied to Walmart stock. While diversification is crucial, it is important to execute the process thoughtfully and in a tax-efficient manner.
Taxes
For Walmart Executives, taxes are the largest expense. Fortunately, there are tools available, such as the Walmart DCMP and 401(k) Plan, designed to minimize lifetime tax expenses.
Promotion to Officer
Upon promotion from Sr. Director, new Officers experience increased complexity in their personal finances. The three most notable changes involve higher taxes, expanded access to the Walmart DCMP, and more equity compensation.
Investment Strategy
Executives often have wealth spread across various accounts such as 401k, DCMP, IRA and Non-Qualifed Accounts. It is crucial to consolidate these accounts under a thoughtful and unified investment strategy.
Walmart Employee Benefits
Walmart provides an extensive benefits program. The pivotal decisions often revolve around selecting the optimal Health Plan, Long-Term Disability coverage, and Life Insurance options.
Management Incentive
Plan (MIP)
The MIP (Management Incentive Plan) is an annual short-term cash bonus that fluctuates depending on both company-wide and individual performance.
Walmart Equity
Compensation
Walmart Executives often receive increasing compensation in the form of Walmart Stock as their careers advance. Without a proactive strategy, these infrequent and substantial stock infusions can lead to highly concentrated stock positions and unexpected tax liabilities.
Gifting to Charity
For many Walmart Executives, charitable gifting is an essential component to their financial plan. An effective strategy involves donating highly appreciated stock, such as WMT shares, to a charitable organization or Donor Advised Fund.
Early Retirement
Similar to professional athletes, Walmart Executives build wealth over a relatively short period. It is crucial to maximize these peak earning years to ensure sufficient funds for a comfortable and extended retirement.
.png)
.png)
.png)
Recent Posts
Case Study How an Executive Reduced Taxes by $100K with Smart Tax Planning
Meet Alicia, a senior executive earning $650,000 per year and married to a university professor. With a combined income placing them in the 37% marginal tax bracket, Alicia wanted to take full advantage of strategies that would reduce their current tax burden and shift income into future, lower-tax years—especially as she plans to transition into a second career.
Through six commonly available (but often overlooked) tax planning strategies for corporate professionals, Alicia reduced her tax bill by over $100,000 without any gimmicks or complex financial products.
Case Study How an Executive Reduced Taxes by $100K with Smart Tax Planning
Meet Melinda, a senior executive earning $650,000 per year and married to a university professor. With a combined income placing them in the 37% marginal tax bracket, Melinda wanted to take full advantage of strategies that would reduce their current tax burden and shift income into future, lower-tax years—especially as she plans to transition into a second career.
Through six commonly available (but often overlooked) tax planning strategies for corporate professionals, Melinda reduced her tax bill by over $100,000 without any gimmicks or complex financial products.
Featured Blog Posts
